Access to and use of this site (‘www.loan-one.co.uk’) is provided by Davenport Black Ltd and subject to the following terms:

· By using this website you agree to be legally bound by these terms, which shall take effect on the date on which you first use the site. If you do not agree to be legally bound by all the following terms please do not access and/or use this website.

· Davenport Black Ltd. may change these terms at any time by posting changes online. Please review these terms regularly to ensure you are aware of any changes made by us. Your continued use of loan-one.co.uk after changes are posted means you agree to be legally bound by these terms as updated and/or amended.

TERMS OF USE

Davenport Black Ltd (hereinafter referred to as the Company/ we/ us) is a company formed under the Companies Act 1985. The copyright of this website is reserved under the name www.loan-one.co.uk (hereinafter referred as the 'Website')

This Website is an independent marketing website and not a lender. We pass on enquiries to financial service providers and cannot offer financial advice. The Company is not responsible or liable for any financial service, loan or mortgage product obtained through a third party via our Website. An enquiry from this Website does not constitute an offer to provide a loan or mortgage.

This independently owned website acts solely as advertising and marketing vehicle for third party financial services and, as such, the owners, webmasters and marketing professionals of this Website are unable to offer financial advice. The information provided does not form the basis of any contract. Any contract formed as a result of a contact made through this Website is between the consumer and the loan providers. Financial decisions should not be based solely on the information contained within this Website.

The data available on the Website is solely for the sake of information, to provide you a better guidance. It is advisable to discuss your requirements with an independent financial adviser. A prior seeking of professional or legal advice on your part, before entering into any contract with whosoever is advisable. All loans are subject to status in UK and are available to citizens aged 18 years and over.

You agree to use this site only for lawful purposes, and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this site by any third party. Such restrictions or inhibitions includes, without limitation, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person, and the transmission of obscene or offensive content or disruption to the normal flow of dialogue within this site.

COPYRIGHT

The names, images and logos identifying Davenport Black Ltd and their products and services are proprietary marks of Davenport Black Ltd. and its associated companies.

All copyright, trade marks and other intellectual property rights in this site (including the design, arrangement and look and feel) and all material or content supplied as part of the site shall remain at all times the property of Davenport Black Ltd. Material on this site may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any way except for your own personal non-commercial use. Prior consent (written) of the licensor should be taken if the information is required in some specific circumstances.

THIRD PARTY SITES/LINKS

If you decide to access any third party website either referred to in or linked to the Website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. The Company would always recommend that you read the posted privacy statement and/or terms and conditions of use whenever interacting with any such third party website. The Company provides any such referrals and/or links for your convenience only and excludes all liability arising or resulting there from.

DISCLAIMER

While Davenport Black Ltd tries hard to ensure that the website is functioning correctly and is as accurate as possible, this will not always be achievable and therefore the following disclaimer applies.

This site and the information, names, images, pictures, logos and icons relating to www.loan-one.co.uk, products and services (or to third party products and services), is provided "AS IS" and on an "AS AVAILABLE" basis. The Company shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if the Company is advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use our Independent Financial Advisers. The user agrees not to rely on any information obtained from the Website and indemnifies the Company from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. The entire risk as to the use of this Website is with the user. This Website is not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind.

To the extent permitted by law, the Company accepts no responsibility or liability arising out of or in relation to the accuracy or completeness of the materials contained on the Website or any other information, howsoever provided to you. The information and other materials included on this site may contain inaccuracies and typographical errors. Davenport Black Ltd does not warrant the accuracy or completeness of the information and materials or the reliability of any statement or other information displayed or distributed through the site (including, without limitation, the information provided through the use of any software). You acknowledge that any reliance on any such statement or information shall be at your sole risk. Daveport Black Ltd reserves the right, in its sole discretion, to correct any errors or omissions in any part of the site and to make changes to the site and to the materials, products, programs, services described in the site at any time without notice.

PRIVACY POLICY

Our Privacy Policy explains how we protect and respect the data we collect from you. Your use of this site constitutes acceptance of this policy.

DATA PROTECTION

We will collect personal information about you which you give to us when you register to one of our services. Protecting your personal information is important to us. We will handle all your personal information strictly in accordance with the Data Protection Act 1998 and have given all necessary notifications to the Information Commissioner.

LAW AND JURISDICTION

This Website complies with appropriate UK legislation and the services on this Website are available within UK only.

The laws of England and Wales shall govern the Website, its contents (including these terms and conditions) and any products and/or services that are supplied by the Company, or any member of the group of companies to which this Company belongs, from this Website and both parties agree to submit to the exclusive jurisdiction of the courts of England and Wales in relation to all matters arising there from.

CUSTOMER FEEDBACK

With the development of a proper customer feedback system, we see to it that all your queries are handled in a consistent and fair manner. We are open to suggestions, if any, as they are necessary for the betterment of our services.

:IMPORTANT NOTICE:

Davenport Black Ltd generates online leads and works in the capacity of an ‘Introducer’ only. It is engaged only in the business of assisting people to avail loan through authorised Lenders and/or Brokers. In the service process, we merely collect the loan application of persons interested in availing loan and thereafter transfer the details to brokers or lenders, who may or may not provide the loan to the applicant. Once the details of the applicant are forwarded to the lender or the broker as the case may be, Davenport Black Ltd’s role comes to an end.